by Noelle Kauffman, Director of Sales
(CA License No: 0H45598)
Start the Year with Care:
Review Your Life Insurance Coverage Now
A new year brings fresh starts, new goals, and a chance to focus on what truly matters. Whether it’s building financial security, improving your health, or spending intentional moments with loved ones, this season is a reminder of the importance of planning for the future.
One step that’s often overlooked, but profoundly meaningful, is reviewing your life insurance coverage with a Club insurance specialist.
Life insurance isn’t just a policy—it’s a commitment to protect those who depend on you. It’s a way to ensure their financial wellbeing no matter what happens.
The start of the year is the perfect opportunity to reflect on your plan and make sure it still meets your family’s evolving needs.
Why It’s Important
Life doesn’t stand still. Your insurance coverage shouldn’t either. Major milestones like starting a family, buying property, launching a business, or paying off significant debts can significantly change your needs. Reviewing your policy with a Club insurance specialist ensures it keeps up with your circumstances, so your loved ones are always supported.
Making time for this now brings peace of mind. It’s one less thing to worry about, knowing your family is protected financially—both today and in the what-ifs of tomorrow.
What to Think About
Here are some questions to guide your review and ensure your protection is aligned with your current needs and goals:
- Has Your Family Changed?
If you’ve had children, adopted a dependent, or experienced changes in your household, you’ll want to confirm your policy reflects these updates. - Do Your Debts Factor Into Your Plan?
From mortgages to student loans, life insurance can help shield your loved ones from financial burdens if something happens to you. - Are Your Beneficiaries Up to Date?
Relationships and priorities can shift over time. Make sure the beneficiaries listed on your policy align with your current intentions. - Does Your Coverage Reflect Your Income and Lifestyle?
Increased earnings or changes in your financial situation may call for adjustments to your policy to maintain your family’s quality of life.
How to Get Started
We know life insurance can feel complex. But taking steps to review your policy today with a Club insurance specialist can make a lasting difference tomorrow.
- Schedule a Policy Review:
Set up a meeting with a licensed insurance specialist at the Club. Our expertise can help ensure your plan stays relevant and aligned with your goals. - Think Long-Term:
Life insurance is more than a safeguard—it’s part of your overall financial strategy. From preparing for retirement to funding education or leaving a meaningful legacy, it’s a tool that supports your broader vision for the future.
Thoughtful Protection for the People You Love
When you think about the people who rely on you—your partner, children, parents, or even close friends—what comes to mind is how much you care for them. Reviewing your life insurance with a Club insurance specialist is one of the most meaningful ways to honor that responsibility. It’s about ensuring their security and comfort, no matter what twists and turns life may bring.
Here in California, working with licensed professionals who follow the state’s insurance regulations – like we do at the Club – is key to making sound decisions. We’ll help you explore your options responsibly, without pressure, so you can confidently move forward.
Start this year with purpose. Make 2025 the year you prioritize the wellbeing of those you care about most. Because life changes—and your insurance should adapt right along with it.
Securing Your Future Starts at the Club
For help reviewing your coverage, reach out to your Club insurance expert. Together, we can ensure your policy continues to meet your needs—because protecting what matters is always worth it.
Get the guidance you deserve!
Reach out to your Club Counselor specialist today by calling (800) 464-0452, Ext. 4, or send us an email at
info@employeesclub.com—because taking the first step toward securing your future starts here.
For more information and to apply, reach out to info@employeesclub.com.
For RETIREES OR Those About to Retire
The Club is here to guide you through the retirement planning process every step of the way!
If you plan to retire soon or are newly Retired, you have access to attend a retirement planning party with Club Retiree Specialist Counselors that will set you up for success in retirement.
We will be reviewing topics including pension deduction, Retiree Life Insurance, Retiree Legal Insurance, the Club’s Retiree Mentorship Program, our Retiree Recognition Awards, and other valuable Club benefits.
The Club strives to make your transfer from active to Retired as easy as possible by guiding you through the processes; educating you on new, important topics; and welcoming you to our Club Retiree Community.
|
Attend a Retirement Planning Party!
Meet Your Club Counselors!
Protect Yourself and Your Family with These Benefits Available Through the Club:
- Life Insurance: Take the burden off your loved ones
- Critical Illness and Cancer Insurance: Provide financial security
- Accident Insurance: Ensure your peace of mind
- MetLife Legal Insurance: Access legal help when you need it
- Pet Insurance: Cover your furry friend’s health
Update your benefits and get all of your questions answered by booking a one on
one or group presentation appointment with your colleagues at your job site.
Email help@employeesclub.com to request a Counselor visit today!
LACEA Insurance Services, Inc. (Employees Club of California) is a licensed insurance agency offering insurance benefits to qualified Club members. The Club’s CA DOI Lic. is #0B98000.
